Tool

House Hacking Calculator

Evaluate mortgage costs, expenses, and vacancy-adjusted rent. See cash flow, principal paydown, and a quick amortization schedule. Add city/state to jump into local research.

Inputs

House Hack Scenario

Instant updates as you type; currency and percent symbols allowed.

Mortgage

Additional Expenses

Rent Income

Results

Monthly Snapshot

Principal & Interest

Additional Expenses

Average Income

Net Cash Flow

Principal Paydown (Month 1)

Overall Net Worth Impact

Research Links

How it works

Enter city & state; buttons open pre-filled Google searches in a new tab. Disabled until both fields are set.

Loan Amortization Schedule

Month #PaymentInterestPrincipalLoan Balance